€Budgetify

Your budget.
Your control.

Privacy policy · Updated September 30, 2026

Who operates Budgetify

Budgetify is operated by Ardit Daku as a personal and family budgeting service. Contact us through the support page with questions about your data.

Information you provide

Account information includes your name, email address, and a securely hashed password. Budget information includes the income, bill reserves, savings plans, spending categories, transaction titles, amounts, dates, goals, and contributions you record. Household membership, invitations, and a history of changes are stored to manage sharing and resolve synchronization conflicts.

How we use it

We use this information to provide your budgets, authenticate your devices, synchronize changes, send requested verification and recovery emails when email delivery is configured, and manage household access. We do not sell your data or use it for advertising. The app does not connect to your bank, scan contacts, or collect your location. There is no advertising or tracking SDK.

Private budgets and households

Your personal budget is private to your account. Members of a household can see that household’s records; editors and owners can change them. Joining a household does not copy your personal entries into it. Invite only people with whom you want to share the entire household budget.

Devices and service providers

The app stores budget data and unsynced changes locally on your device, with session credentials in the iOS Keychain. Cloud data is hosted on the operator’s IliriaOps-managed server. HTTPS protects data in transit. Hosting, DNS, certificate, and email providers process information needed to run the service. Apple processes TestFlight distribution and any diagnostics you choose to share according to its policies.

Optional agent access

You can create a revocable token for a chosen budget to let an AI client read its summary and add expenses. The token does not allow access to other budgets or account administration. Budgetify does not send your chats to an AI provider. If you connect an AI client, that client and its provider may receive information you share with it; their policies apply. Revoke a token from the app when you no longer need it.

Export and deletion

You can export your budget from the app. You can request account deletion in Profile after resolving any shared household ownership. Deletion removes private budgets and credentials; shared records may remain for other members with your authorship anonymized. Removing a member prevents further server access. An offline device may retain its previously downloaded copy until it reconnects.

Retention and security

We retain account and budget records while your account is active. Operational records support security, request deduplication, and change history. Service backups may temporarily contain deleted records until they rotate; we do not promise immediate deletion from backup copies. Passwords and access tokens are stored as hashes on the server. Do not include bank credentials or other sensitive documents in transaction titles.

Policy updates

We will update this page when the service’s data handling changes. Material changes will be explained before use of a new feature.